Your Can Get PAID to Take Care of Your Family!! Someone is eligible for CDPAP if: 1. They have Medicaid. 2. Require home care. 3. Are self-directing or have a representative that can direct their care. Google CDPAP for your specific state to get started!
Before you transfer the title of your car, make sure you know all the taxes! There are different strategies, and each state is different, so study up on the best way to do it for the state you live in, value of your car, etc!!
Most ppl don’t know their airline rights! 👉🏼Head over to the Department of Transportation’s website to see everything you’re entitled to when airlines do you dirty www.transportation.gov/individuals/aviation-consumer-protection/bumping-oversales
JOB HOPPING! Always treat job hopping carefully… "hopping" too frequently can potentially be a red flag to some of the companies hiring you. Weigh the pros & cojs of hopping, and note that thisnworks better in some industries than others
Watch out for lifestyle creep! 🚨 you can still have fun & reward yourself, just remember to live within (or below!) your means & always be saving &/or investing!
Credit Card Hack 🚨 This doesn’t always work, but many c. card companies will offer you a significant discount on your annual fee if you threaten to cancel.
🤑 A custodial Roth IRA is a retirement savings account that parents or guardians can open for a child who has earned income. Here's some key information about it: 👉🏼Eligibility: The child must have earned income from a job or self-employment to contribute to a Roth IRA. This could be income from babysitting, lawn mowing, or other types of work. 👉🏼 Until the child reaches the age of majority (usually 18 or 21, depending on the state), the custodian (typically a parent or guardian) manages the account on behalf of the child. Once the child reaches the age of majority, they gain control of the account. 🚨 Consult with a financial advisor or tax professional to ensure that a custodial Roth IRA is the right choice for your child's financial future and to understand all the rules and implications involved.
How to Start Building Wealth: Wow, I can actually think of 100 different things I did to go from a 20 year old drowning in student debt, to a 25 yo millionaire, but these 5 were the top strategies I came up with. I also: - Lived below my means - Found creative ways to travel, eat out, buy groceriee, etc on a low budget - Utilized credit cards - Learned the corporate world & how to negotiate more $$ - etc. Leave a comment sharing what type of $$ help & content you’d like me to share more of ✌️
How to Find Your #NetWorth 👇🏻 Subtract your total liabilities from your total assets. 💰Total assets will include your investments, savings, cash deposits, and any equity that you have in a home, car, or other similar assets. 💰Total liabilities would include any debt, such as student loans, and credit card debt.
Most ppl dont know this sbout their credit card 👇🏻 Under the FICO scoring model, there are 5 factors that affect your credit score. Each factor makes up a percentage of your total score, as follows: *Payment history: 35% * Credit utilization: 30% * Credit history: 15% * Credit mix: 10% * Credit inquiries: 10% 🚨 I recommend calling your credit card company each year and asking for a credit limit increase. This lets you spend more without it hurting your utilization! YOU GOT THIS👏👏
Not all debt is bad!! 🚨 ✨Don’t be afraid of debt that can make you $$. Avoid debt on things like high interest credit cards, but don’t be afraid to always take small risks when they could make you more cash! 💰This is just a made-up scenario to show how getting into More debt can actually make you more money! 👉🏼I know most ppl don't have $1M cash— just using this as an example for easy math. You can invest with what money you do have!